Paid collections and charge offs NY residents

[guiness56]

To the best of my knowledge you need to currently reside in NY, that is the only stipulation I know of.

[soamazin55]

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@PrettyGyrl wrote:

I'm also a NY resident and I want to make sure that I understand this. I can have items removed from my CR after 5 years? Also does that debt have to have occurred in NY or can it have occurred elsewhere?

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7 years if unpaid. 5 years if paid/satisfied.