sure...I generally say something along the lines of "Please be advised that if this collection account is not removed from my credit file within 5 business days from the date of this letter, my lawyers and I have every intention on filing suit against palisades, (I name a couple of VPs as well as the CEO) for both violation of FCRA as well as defamation of character as this accounts have negatively effected my standing with my other creditors."