@Anonymous wrote:
So did you not even have to pay a dime to get this deleted? If so, that's great! I'm trying to get rid of negative items on my report so we can buy a home in the next two years but had a medical bill go to collections without ever receiving a bill and it hasn't shown up on my credit report yet. It was just sent over last month apparently and I only found out because I called to check how much I owed! So infuriating! Wondering if I should just wait to try this once it gets reported or call and offer to pay 25% now? Any suggestions, people?
Absolutely not. Do NOT wait. Pay it ASAP before it gets reported and it will stay unreported. Much easier to nip things in the bud.
