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I had two negative accounts, one with fred meyer and one with paypal from when I was 22-23 years old. Both still show on my credit even though they agreed to delete these if I paid. This was 4 years ago and my mom had taken care of it seeing as I had no idea about credit and how it worked, so I do not have the paperwork stating the pay for delete. Should I write the companys and explain the situation or is there something else I should do?
Sent a short and sweet G W letter to them. IME, sometimes a phone call works.