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I'm going to tackle my 80,000 in debt (student loans, car loan, etc.) starting January but I wanted to know should I continue to save while I'm paying off the debt. I'm not going to touch what I've saved up already, just wanted to know should I continue to contribute to it or use all my I got to go towards my debt.
Thanks
Two schools of thought on that - the get out of debt ASAP school, (AKA Dave Ramsey) says stop ALL savings while attacking debt to work it down as fast as possible. Then there is another school of thought that says to look at the interest rate - if you can get 1/3 more return on savings investments thn you are paying in interest on debt, you are better off carrying the debt as long as possible.