Due to a job loss with extended unemployment, a divorce, blah blah my stellar credit record was shot down in flames...
The status for this credit card is showing charged off but has a balance....they sold the debt to a CA and of course they are hounding me and offering a reduced payment.
The ??s from me are -
Do I still owe the balance to the credit card company?
Do I make a deal with the CA? Should I?
Will this stay on my record even if I don't pay the CA?
I am so dang confused...I paid out all my debt except for this one grrrrrrrrrr
