@LisaTurtle wrote: What was your utilization on that account before you settled it.
My utilization on active accounts is < 1% but with the (2) CO accounts the utilization was like 51% for all accounts. 6800 CL on active accounts + 6000 CL on these closed accounts with approximately 6300 charged off.
So now the utilization is like 25% of all accounts open and closed as I settled for 50% of the balance owing on each but as of right now they only show the 50% payment rather than reporting as 0.
When they report 0 balance correctly my utilization will be =< 1%.