@lowkeyorca - Sorry for the copy and paste - here is my info from a post I made in Student Loans forum"
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I have four previous latepays from 2012/2013 on my student loans. When I contacted EdFinancial to ask if they could help me investigate whether these late pays were during forbearance, I received an email detailing the specifics for my situation (forbearance the month after), then wrote this:
" We are only able to consider modifying past reports under very extenuating circumstances, such as: if you were receiving unemployment benefits, if you were receiving public assistance, if you should have been on a Military Deferment, or if you should have been on an In-School Deferment. If any of these situations apply to the time you were reported past due, please send proof of benefits, military orders, or verification of enrollment."
I believe we were receiving food benefits at the time, so I am checking with DSHS. If we were, I can have the reports "modified".
Just wanted to put that out there for anyone who might fit one of these categories. Student loan late pays are hard to get rid of! "
Later emails from EdFi confirmed. I was receiving food assistance at the time, and am waiting from the letters DSHS is sending me. I just need to scan and upload the letters when I get them.
Someone later in the thread to thank me because his wife was able to remove SL lates during a tme she was unemployed.
