Were the accounts opened while they were legally married?
I would start by filing charges of fraud against him. She may not want to but, it would be a sure way to keep her from being a responsible party if she can prove the forgeries.
What state is she in.
$280K that she is responsible for or that he did without her knowledge?
Yes, they've been separated at least 18 months or so and the divorce has been filed.. That $280k are mostly loans he took out for his business, but the creditors are coming after her anyway. The known forgery was a cc.
So update, she filed a police report and forwarded a copy of it to the creditor. Hopefully, they will delete it and stop the judgment proceedings. Her lawyer believes this will help in settling the divorce some, but she will still be liable for a lot of the debt. She's going to talk to some bk attorneys.
So sorry to hear that. I'm in a similar situation. Community property and no fault stinks. One option I considered was moving to another more divorce-friendly state, establishing residency there (6 months), and then filing for divorce. Ultimately didn't do it bc of my child and work considerations. In my case, at least all the CC's were separate, we did not have joint cards but I was on the hook to the IRS and CA FTB for BIG money bc he was a contractor and didn't pay his taxes. After 3.5 years I have finally dug myself out of that hole...mostly. I hope she doesn't earn more than him or she might be on the hook for alimony on top of everything. Sorry to be a Debbie Downer. Tell her to get a good attorney.