Please help with raising my credit score

[Anonymous]

The card is not offered on the website...you can not go straight to there...and try to apply for this 99/500 card...I don't know the exact name of it...you MUST apply for a regular UNSECURED card...like the Platinum Plus...get denied...and usually they offer this card to you as a counter offer...

[Anonymous]

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@Anonymous wrote:
The card is not offered on the website...you can not go straight to there...and try to apply for this 99/500 card...I don't know the exact name of it...you MUST apply for a regular UNSECURED card...like the Platinum Plus...get denied...and usually they offer this card to you as a counter offer...

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I don't suppose you know the lowest FICO score that would qualify for a 99/500, do you? DH's is 510 and I just found out that my FICO dropped nearly FIFTY points when I disputed some collections that aren't mine (down to 504! Yikes!!!)!!!

Of course, I think that's because one of them came back "verified" -- even though it's not mine!!! Time to DV'em, I guess. Fricking LNV funding!!

[Anonymous]

I don't think there is a credit score...there might be...its a counter offer secured card...but I know some people get denied for secured cards....you would just have to apply for a regular card...and see if they offer the 99/500 card to you as a counter...I think the counter comes online instantly...or in the mail...

[Anonymous]

As sidewinder said....dates are important...the amount owed doesn't to us.

If you are within SOL you can be sued at any time........If past SOL you have a better chance of getting a PFD accepted.

Most states (SOL) goes by DOLA......If a payment is made the SOL is re started.

Medical bills are handled different then other debt!!!  Do not talk to a CA!