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Portfolio Recovery Ass is not license in Tn

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Anonymous
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Portfolio Recovery Ass is not license in Tn

Good Evening. I disputed a collections from PRA well it came back verified and Attached was the initial contact letter in which they send to the wrong address. Based on the wrong address I began looking for leverage long behold PRA is not license in TN. How can I use this. I want to pay the bill but I also want it off my credit
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surferchris
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Re: Portfolio Recovery Ass is not license in Tn

Look up your state's collection licensing laws.  You may be able to file a complaint.  As well, you may have civil rights that allow you to file a lawsuit (which would be leverage to negotiating with the collection company).  I am assuming that the debt is legally yours and that you are obligated to pay it.

 

Hope this helps.

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