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Portfolio Recovery Associates Pay For Delete NOW!!!!

Auto Loans for ANY Credit Situation. Immediate Response.
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New Member

Portfolio Recovery Associates Pay For Delete NOW!!!!

Hi guys I'm new to posting in the forums however, I've gained tons of knowledge through others' testimonies.  With that being said, Portfolio Recovery Associates (PRA) is now doing PFDs.  Even for settled accounts!!!!!  I was able to receive the PFD letter stating that within 30 days of payment, they would delete the tradeline from the 3 major credit bureaus.  I hope this helps guys. 

 

Wayland.

 

Message 1 of 42
41 REPLIES 41
New Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

I agree, it wasn’t until I received that letter from them was I assured enough to get it done.

Wayland.
Message 2 of 42
New Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Can I ask what you settled for (Percentage)?

 

I have a couple of PRA that I'm trying to work on, as well.

 

Message 3 of 42
Senior Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

This has been known for a little while and its listed in their FAQ's:

"Your account will be considered paid-in-full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the PRA tradeline related to your account from your credit bureau report."





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 42
New Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

I guess I’m late to the party. Lol. Well in any case, I’m glad they’ve come around.
Message 5 of 42
New Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

60% roughly. Actually 61.12%.
Message 6 of 42
Moderator

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Welcome to the board Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 7 of 42
Senior Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Oops. I get caught up on helping people and forget to welcome you guys to MyFICO. Thanks @gdale6





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 8 of 42
Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Nice! How long did it take to be deleted?

Message 9 of 42
Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Hi,  can you tell me the steps you took to get them to send you a letter promising a PFD? Did you call or send them a letter? What did you say and how did you negotiate?

Message 10 of 42
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