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Portfolio Recovery Associates Pay For Delete NOW!!!!

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Anonymous
Not applicable

Portfolio Recovery Associates Pay For Delete NOW!!!!

Hi guys I'm new to posting in the forums however, I've gained tons of knowledge through others' testimonies.  With that being said, Portfolio Recovery Associates (PRA) is now doing PFDs.  Even for settled accounts!!!!!  I was able to receive the PFD letter stating that within 30 days of payment, they would delete the tradeline from the 3 major credit bureaus.  I hope this helps guys. 

 

Wayland.

 

Message 1 of 47
46 REPLIES 46
Anonymous
Not applicable

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

I agree, it wasn’t until I received that letter from them was I assured enough to get it done.

Wayland.
Message 2 of 47
mk12933
Established Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Can I ask what you settled for (Percentage)?

 

I have a couple of PRA that I'm trying to work on, as well.

 

Message 3 of 47
FireMedic1
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

This has been known for a little while and its listed in their FAQ's:

"Your account will be considered paid-in-full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the PRA tradeline related to your account from your credit bureau report."


Message 4 of 47
Anonymous
Not applicable

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

I guess I’m late to the party. Lol. Well in any case, I’m glad they’ve come around.
Message 5 of 47
Anonymous
Not applicable

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

60% roughly. Actually 61.12%.
Message 6 of 47
gdale6
Moderator Emeritus

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Welcome to the board Smiley Happy
Message 7 of 47
FireMedic1
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Oops. I get caught up on helping people and forget to welcome you guys to MyFICO. Thanks @gdale6


Message 8 of 47
Anonymous
Not applicable

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Nice! How long did it take to be deleted?

Message 9 of 47
Anonymous
Not applicable

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Hi,  can you tell me the steps you took to get them to send you a letter promising a PFD? Did you call or send them a letter? What did you say and how did you negotiate?

Message 10 of 47
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