@Dwade hi and welcome to the forums
You dont need to bump every Portfolio thread, one is enough
Yes, they delete once collection is paid. It can take up to 30 days, but it will get deleted.
@Dwade wrote:
Thanks you, I’m sorry got a lil excited with the news Lol.
Even with a settled account they will delete also?
Yes
@Dwade wrote:
One more question, once I settle it and they delete from my credit report would there also be a trade line still on my credit report from the original creditor as a charge off?
Yes, original TL stays. Only resulting collection gets removal
Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%?
@gooty1 wrote:Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%?
How old is it?
Is the debt still within the SOL? If not, I'd say 40%. On the other hand, if it is within the SOL, I'd be happy with 50%-55%
@gooty1 wrote:Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%