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Portfolio Recovery Associates Pay For Delete NOW!!!!

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Established Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Yes I would like to know as well. Thank you
Message 21 of 42
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

@Dwade  hi and welcome to the forums 

 

You dont need to bump every Portfolio thread, one is enough Smiley LOL

 

Yes, they delete once collection is paid. It can take up to 30 days, but it will get deleted. 

 

 

 

EX 759 EQ 774 TU 753


Message 22 of 42
Established Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Thanks you, I’m sorry got a lil excited with the news Lol.
Even with a settled account they will delete also?
Message 23 of 42
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!


@Dwade wrote:
Thanks you, I’m sorry got a lil excited with the news Lol.
Even with a settled account they will delete also?

Yes 

EX 759 EQ 774 TU 753


Message 24 of 42
Established Member

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

One more question, once I settle it and they delete from my credit report would there also be a trade line still on my credit report from the original creditor as a charge off?
Message 25 of 42
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!


@Dwade wrote:
One more question, once I settle it and they delete from my credit report would there also be a trade line still on my credit report from the original creditor as a charge off?

Yes, original TL stays. Only resulting collection gets removal 

EX 759 EQ 774 TU 753


Message 26 of 42
Regular Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%?

Score as of 7/9/19
Fico 8
EXP 618
Message 27 of 42
Community Leader
Mega Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!


@gooty1 wrote:

Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%?


How old is it? 

EX 759 EQ 774 TU 753


Message 28 of 42
Frequent Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

Is the debt still within the SOL? If not, I'd say 40%. On the other hand, if it is within the SOL, I'd be happy with 50%-55%

 


@gooty1 wrote:

Hello folks, If my bill is around 800 how much should I attempt to negotiate for? 40-50%



Message 29 of 42
Established Contributor

Re: Portfolio Recovery Associates Pay For Delete NOW!!!!

PRA is a bit difficult to negotiate with. I tried to settle for 65% and they refused.





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Message 30 of 42
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