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Portfolio Recovery Auto Deletion

FireMedic1
Community Leader
Super Contributor

Re: Portfolio Recovery Auto Deletion

@nelson_xxiiiShould be gone next month. Congrats!




Homeowner since Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my experiences after BK from learning here. Started 540's.
Message 11 of 14
OmarGB9
Community Leader
Super Contributor

Re: Portfolio Recovery Auto Deletion


@FireMedic1 wrote:

@nelson_xxiiiShould be gone next month. Congrats!


Yep, agree with @FireMedic1. It should be gone within the next few weeks.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 12 of 14
nelson_xxiii
Contributor

Re: Portfolio Recovery Auto Deletion

Wish all collection agencies would get on board with this strategy. What better incentive to the debtor than this and at the end of the day, they are in the biz of getting paid. Especially when they paid pennies on the dollar and aren't the orig creditor. Just seems like a win win. 

CURRENT FICO 8:





GOAL FICO 8 SCORES:




Mortgage 02/23 $370k | 2 Auto Leases $30k | 1 Personal Loan $2k | Rebuilding (No BK)
Message 13 of 14
OmarGB9
Community Leader
Super Contributor

Re: Portfolio Recovery Auto Deletion


@nelson_xxiii wrote:

Wish all collection agencies would get on board with this strategy. What better incentive to the debtor than this and at the end of the day, they are in the biz of getting paid. Especially when they paid pennies on the dollar and aren't the orig creditor. Just seems like a win win. 


If only... Smiley Sad


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 14
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