Re: Portfolio Recovery deleted on it's own!!!

Anonymous · ‎10-26-2018

Everyone mind sharing how long ago they paid their Portfolio Recovery?

Harmony12 · ‎10-26-2018

I paid in September. More information can be found here. https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Paid-collection-Portfolio-Recovery-now-on-CR...

Starting CK FAKOS 6/28/2018
TU 503
EQ 498
Discover EX 537

FICO 8
7/7/18 05/24/21
EQ 557 701
TU 566 715
EX 514 711

Mortgage Scores FICO 5,4,2
7/7/18 05/24/21
EQ 494 685
TU 480 703
EX 479 693

Goal Score 720

tedb · ‎10-27-2018

I had paid my PR account off in May 2017.

Anonymous · ‎12-17-2018

Paid it today. We will see.

Anonymous · ‎12-19-2018

Throwing my hat in the deletion bin! PRA deleted from all three of the CRA's and now no collections on my credit! 🎉

sjt · ‎12-20-2018

Portfolio, along with Midland and Calvry, will delete the collection tradeline after payment/settlement if the DOFD is at least 2 years. Other collection/JDB will probably follow.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Anonymous · ‎03-06-2019

As of today PRA has been removed from Experian. Trans and Eq were removed back in October. This was an old CapOne $200 debt that was paid in full back on June 20th 2015. I'm extremely happy it's gone, now my reports are 100% collection free. I went from hating PRA to loving them.

Portfolio Recovery deleted on it's own!!!

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