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Portfolio Recovery deleted on it's own!!!

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Member

Re: Portfolio Recovery deleted on it's own!!!

Everyone mind sharing how long ago they paid their Portfolio Recovery?

Rebuilding
Round 1:
Secured CapOne - $500 SL, Secured First Premier, Secured Citi - $400 SL, Secured First Progress - $500 SL
Message 21 of 27
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Regular Contributor

Re: Portfolio Recovery deleted on it's own!!!

credit-slog,

 

I paid in September. More information can be found here. https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Paid-collection-Portfolio-Recovery-now-on-CR...

Starting CK FAKOS 6/28/2018
TU 503
EQ 498
Discover EX 537

FICO Score 8 7/7/2018
EX 557
TU 566
EQ 514

Current FICO Score 8 as of 6/29/2019
EX 653
TU 652
EQ 611

Goal Score 675
Message 22 of 27
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New Contributor

Re: Portfolio Recovery deleted on it's own!!!

I had paid my PR account off in May 2017. 

Message 23 of 27
Highlighted
Regular Contributor

Re: Portfolio Recovery deleted on it's own!!!

Paid it today. We will see.
Message 24 of 27
Highlighted
Valued Member

Re: Portfolio Recovery deleted on it's own!!!

Throwing my hat in the deletion bin! PRA deleted from all three of the CRA's and now no collections on my credit! 🎉




FICO Score 8 - 11/1/18 (Goal Score - 750 by 12/19)
Equifax - 698
TransUnion - 650
Experian - 650



Message 25 of 27
Highlighted
Senior Contributor

Re: Portfolio Recovery deleted on it's own!!!

Portfolio, along with Midland and Calvry, will delete the collection tradeline after payment/settlement if the DOFD is at least 2 years. Other collection/JDB will probably follow.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (2.4.20) EX: 832 / EQ: 840 / TU: 833
Message 26 of 27
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Valued Member

Re: Portfolio Recovery deleted on it's own!!!

As of today PRA has been removed from Experian. Trans and Eq were removed back in October. This was an old CapOne $200 debt that was paid in full back on June 20th 2015. I'm extremely happy it's gone, now my reports are 100% collection free. I went from hating PRA to loving them.

American Express Delta $1400| American Express H Honors $5000| Cap1 Secured $500| Cap1 QuicksileverOne $6000| Cap1 VentureOne $6000| Cap1 Quicksilver $5400| Cap1 Venture $18,000
Starting Scores 480's September 2013- Current Scores EQ 691 TU 690 EX 680
Message 27 of 27
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