Portfolio Recovery says they now do PFD!!! Is this possible?

[dlm1113]

Look in FAQ up at the top right.

[ls2016]

My 2 paid Portfolio Recovery collection accounts were deleted on 10/21/18. My Fico 8 Experian score went from 682 to 706.

Waiting 5 days to check Credit Check Total's Equifax and Transunion Fico 8s. Yay!!!!!

[Harmony12]

Has anyone received notification that PRA was removed from all 3 CRAs?

[Anonymous]

Yes, my husband had 3 paid/settled accounts that were all removed last week. I just paid mine two days ago. Anxious to see how quickly it gets updated.

[Caardvark]

I suspect a lot of PRA reps are going to make their bonus this month!

[tedb]

My Portfolio Recovery collection was removed from my Experian and Transunion credit reports. I haven't checked Equifax yet. 

[Harmony12]

I received the removal from TU and EQ but score increased only with TU. I never got the official myFICO alert about EQ. I have received anything about EX.

[Anonymous]

Anyone ever try this via their email? I trust my email correspondence more than speaking on the phone.

[Anonymous]

Not sure who is getting the pay for deletes from Portfolio. I got the letter saying the same thing, after reading the reviews decided to pay them. But I paid and they placed the account as settled and updated my last payment date to 2019. I got an alert from experian saying this will negatively impact my scores. Now the account will show as settled for an additional 7yrs!!!! I am definitely disputing this! Do not bother paying them!

[simplegirl]

Actually they update to the amount you pay first then to zero and then they remove it after 30 days of you paying them.