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@Anonymous wrote:
Transunion just reported it dropped for me, fantastic !
What type of point gain did you see when it dropped off?
@Peazmom wrote:
@Anonymous wrote:
Transunion just reported it dropped for me, fantastic !What type of point gain did you see when it dropped off?
Your point gain will vary depending on your report. I only gained 5 points because I still have 6 more collections and 15 negative accounts so if its your only negative it can be a high number if not it could be no gain or a small one.
I got an alert from myfico that a collection dropped off of transunion. But not sure if it was all 3 pra collections accounts or just one. Would myfico give an alert for all 3 at once or one at a time?
@Anonymous wrote:
This is an awesome point and reminder to people that point loss or gain is a relative thing. When mine fell off I gained 22 points +/- but for the person with more negative accounts they only recieved 5.
The same 2 profiles do not exsist therefore its hard to compare things like this.
Certainly a very good point! I am waiting on my PRA to be deleted and was just looking for a ballpark. It is/was my only collection, though there are 3 CO's that are 6-6.5 years old. I will be happy with ANY gain at this point!
@simplegirl wrote:
Are you going to do a EE for the Charge Off accounts? Because then if those are your only negatives you can see a pretty good score gain.
That's my plan. The only baddies left will be on 30day late from Santander from back in 10/12 and the 3 CO's The first will be the 30 day late from Santander that is due to fall off 10/19. I have it on my calendar to EE this month with Transunion. All should be off by March of next year even if I did not do EE.
Thanks! I wish it would tell me in the alert which one was deleted... :/