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Portfolio Recovery says they now do PFD!!! Is this possible?

Valued Member

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

Look in FAQ up at the top right.

Message 11 of 18
Frequent Contributor

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

My 2 paid Portfolio Recovery collection accounts were deleted on 10/21/18. My Fico 8 Experian score went from 682 to 706.

Waiting 5 days to check Credit Check Total's Equifax and Transunion Fico 8s. Yay!!!!!

Current FICO 8s: Ex 711, Tu 724, Eq 725
Current FICO 9s: Ex 748, Tu ?? Eq 722
Total TLs: $120,000
Plenty of baddies remain
Message 12 of 18
Regular Contributor

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

Has anyone received notification that PRA was removed from all 3 CRAs?

Starting CK FAKOS 6/28/2018
TU 503
EQ 498
Discover EX 537

FICO Score 8 7/7/2018
EX 557
TU 566
EQ 514

Current FICO Score 8 as of 2/11/2019
EX 618
TU 626
EQ 571

Goal Score 650
Message 13 of 18
New Visitor

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

Yes, my husband had 3 paid/settled accounts that were all removed last week. I just paid mine two days ago. Anxious to see how quickly it gets updated.

Message 14 of 18
Regular Contributor

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

I suspect a lot of PRA reps are going to make their bonus this month!


Message 15 of 18
Valued Member

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

My Portfolio Recovery collection was removed from my Experian and Transunion credit reports. I haven't checked Equifax yet. 

Message 16 of 18
Regular Contributor

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

I received the removal from TU and EQ but score increased only with TU. I never got the official myFICO alert about EQ. I have received anything about EX.
Starting CK FAKOS 6/28/2018
TU 503
EQ 498
Discover EX 537

FICO Score 8 7/7/2018
EX 557
TU 566
EQ 514

Current FICO Score 8 as of 2/11/2019
EX 618
TU 626
EQ 571

Goal Score 650
Message 17 of 18
Established Member

Re: Portfolio Recovery says they now do PFD!!! Is this possible?

Anyone ever try this via their email? I trust my email correspondence more than speaking on the phone.
Message 18 of 18