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Positive News!

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mrshulkisloislane
New Contributor

Positive News!

Just wanted to share positive news. After a whole year I had given up on Discover and was going to close my secured account and wait for my security deposit to be returned. I logged in today and saw that the card unsecured and the limit increased more than double! took an entire 12 months but it happened! I began my credit journey 15 mos ago. I've learned a lot. I'm still learning. I've now obtained each of the cards I wanted and am working to maintain them. This journey requires patience and perseverance but success is attainable! I hope to continue to build a solid strong profile. Thanks 4 all your help.
10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Positive News!

Congrats! 🎉
Message 2 of 7
19eighty5
Senior Contributor

Re: Positive News!

Congratulations on your progress and your Discover card graduating!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 7
EW800
Valued Contributor

Re: Positive News!

Congratulations!   Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 4 of 7
Adkins
Legendary Contributor

Re: Positive News!

Congratulations on your unsecure and your rebuilding journey so far!


Last HP 08-07-2023



Message 5 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Positive News!

Awesome! Like seeing the success stories. Way to go on a great card amd rebuilding. Skies the limit now.


Message 6 of 7
Medic981
Valued Contributor

Re: Positive News!

Congrats! Slow and Steady wins the race. Keep up the good work!







Your FICO credit scores are not just numbers, it’s a skill.
Message 7 of 7
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