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Positive News!

Valued Member

Positive News!

Just wanted to share positive news. After a whole year I had given up on Discover and was going to close my secured account and wait for my security deposit to be returned. I logged in today and saw that the card unsecured and the limit increased more than double! took an entire 12 months but it happened! I began my credit journey 15 mos ago. I've learned a lot. I'm still learning. I've now obtained each of the cards I wanted and am working to maintain them. This journey requires patience and perseverance but success is attainable! I hope to continue to build a solid strong profile. Thanks 4 all your help.
10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's
Message 1 of 7
Frequent Contributor

Re: Positive News!

Congrats! 🎉

Message 2 of 7
Senior Contributor

Re: Positive News!

Congratulations on your progress and your Discover card graduating!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 3 of 7
Valued Contributor

Re: Positive News!

Congratulations!   Smiley Happy


Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 4 of 7
Mega Contributor

Re: Positive News!

Congratulations on your unsecure and your rebuilding journey so far!

Last HP 09-14-2020

Message 5 of 7
Super Contributor

Re: Positive News!

Awesome! Like seeing the success stories. Way to go on a great card amd rebuilding. Skies the limit now.

My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. Help fellow members accomplish the rebuild when you do it right and play the FICO Credit Game.
Message 6 of 7
Valued Contributor

Re: Positive News!

Congrats! Slow and Steady wins the race. Keep up the good work!

Your FICO credit scores are not just numbers, it’s a skill.

Message 7 of 7
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