Possible to get settled credit card balance updated faster?

[Anonymous]

Hi everyone,
I was wondering if there is a way to get the balance updated faster for a credit card that was charged off, then settled for less than owed.

I paid two credit card settlements, both capital one, and was wondering if I could do anything to speed up the process of having my account balances updated to 0 on my credit reports?

Thanks!

[FireMedic1]

Not really. When did this payoff occur?

[OmarGB9]

I guess you could try disputing as incorrect balance, but only if it's been a significant amount of time since payoff. As Medic said, how long has it been? If it's only been a week or two, you have to wait at least another 4-6 weeks.

[Anonymous]

The second one was recent so I understand that not being updated yet.

The other was paid September 26. I’ve never paid a charge off before, these were my only negatives I’ve ever had(lost my job) so I’m not familiar with the process. I was hoping that it would be updated the next month when capital one reported to the bureaus.

Thanks for replying!

[OmarGB9]

No problem, and yeah sometimes it may take up to 60, possibly even 90 days for things to update.