Since you already have a lawyer. They can do all kinds of payment plans that would fit your budget pre-trial. Maybe they can file the lemon law as we call it in Fl. Each state is different. Maybe someone will come along and give their situation that matches what your going thru. Just didn't want you to think someone wouldnt answer your question. Good Luck!
If it made it to a law firm and you were served. Dont want to burst your balloon. Please dont get your hopes up on any deletions if it had to go this far. It would be nice. Highly doubt that would happen. Best part whatever they can come up with. It will be settled and show 0 balance. Almost forgot. Welcome to the forums BTW!