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Thanks for the laugh at least! lol
I have never even heard of 5th 3rd bank.
Without knowing any DP's. There a reason why you only recieved $500. You already got the hit for a new account, hit to your AAoA, and the HP or pulls. Since you didnt get what you wanted or deserved. Now you want to close it? Keep it a year then let the HP/pulls drop of your report and then decide what to do. As the Stones sang. You cant always get what you want.
FireMedic1 I understand where you're coming from, but I'm at a point where this 1 HP didn't hurt my score, so I'm good for now. I'm just not going to activate the card. I had to do that with another card about a year or so ago. I have 10 cards, 1=$500, 1=$800, 3=$1,000, 1=$1,200, 1=$1,600, 1=$3,000, 1=$4,400(secured), and 1=$9,000, I also have a $900 FINGERHUT account and a $5,000 My Jewelers club account. I haven't missed a payment on any of them and my overall utilization is at 13%(one card at 30%, one at 40% all others are below 10%), student loan all green, two personal loans all green. I just find it somewhat amusing that PenFed qualified me at 3k and Discover qualified me at 9k then 5th 3rd comes along and decides to qualify me at $500 lol. I haven't received a qualification that low in about a year, and that was a $600 qualification. The way I look at it, this is just an attempt to keep me in the "SUBPRIME" zone. Discover cracked that boundery, and with the majority of my credit accounts being over $1,000 I don't plan to settle ;P and I don't think that would be too wise for anyone in my current credit position. Like I put in the original "Price you pay for credit letter= approval?" posts, I've been improving my credit and studying the credit improving process for about 3 years now and there's no going back, or in this case backward from a $9k approval to a $500 approval LMMFAO!!!!!!!!
Oh yeah, how do I place pics of my cards and credit scores at the bottom of my posts?
@Anonymous wrote:Thanks for the laugh at least! lol
I have never even heard of 5th 3rd bank.
I'm from Chicago and I didn't either until I moved to Georgia, but I think they're from up in Cincinnati? They have banks here in the Atlanta area.