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Progress Made

Progress Made

Hello, 

 

I am starting to rebuild my credit, today I had some success I got 6 accounts settled with a deletion. 

2 from Stern Recoveries 

4 from LVNV Funding 

 

I have 4 more to go, I have 3 with Rhodes & Kelly Associates I owe $644 and Transworld I owe $2856

 

I need some advice on how to get them to delete for exchange of a payment. I called Rhodes & Kelly today and they only said it will update to paid, but I want them to delete. 

Any advice will be appreciated 

 

 

 

 

 

Message 1 of 6
5 REPLIES 5
k8champs
New Contributor

Re: Progress Made

Who's the OC for your Transworld collection? is it a utility, medical or credit card/loan collection? Whatever it is, I'm dealing with them right now and they're a pain in the bum. Very rude and will lie through their teeth. I recommend dealing with the OC directly if it's still a possibility for that one. Great job on your accomplishment so far!

Starting FICO Scores (11/18): TU: 422
Current FICO Scores (6/20): EX: 612, TU: 615, EQ: 606

ACTIVE COLLECTIONS
Transworld......$442 PIF TO OC | WAITING FOR DELETE (6/5/20)

CHARGE OFFS
Target C/O......$379 PAID – starting GW Campaign (DofD 8/2017)
Nordstrom C/O….. $79 PAID – starting GW Campaign (DofD 10/2017)
Wayfair....$1000 (DofD 10/17, hasn't reported since 1/2018)

SUCESSES:
Online Information Services......$335 REMOVED!! PAID OC!
National Recovery......$217 PFD TO CA 6/26/20, DELETED 6/28/20!!!!


2020 GOAL: 650 across the board

C1 QS1.....$1250 | C1 GM BUYPOWER.....$750 | MERRICK BANK.....$550 | MISSION LANE.....$500 | DISCOVER IT SECURED.....$200 | FINGERHUT.....$800 | VICTORIA'S SECRET.....$100 | C1 SAKS FIRST.....$500
Message 2 of 6

Re: Progress Made

    Thanks, and Transworld is from an apartment rental from 2017

Message 3 of 6
k8champs
New Contributor

Re: Progress Made

If you can, I would contact the old apartment management company and see if they will recall the collection for PIF (if you can afford that).

Starting FICO Scores (11/18): TU: 422
Current FICO Scores (6/20): EX: 612, TU: 615, EQ: 606

ACTIVE COLLECTIONS
Transworld......$442 PIF TO OC | WAITING FOR DELETE (6/5/20)

CHARGE OFFS
Target C/O......$379 PAID – starting GW Campaign (DofD 8/2017)
Nordstrom C/O….. $79 PAID – starting GW Campaign (DofD 10/2017)
Wayfair....$1000 (DofD 10/17, hasn't reported since 1/2018)

SUCESSES:
Online Information Services......$335 REMOVED!! PAID OC!
National Recovery......$217 PFD TO CA 6/26/20, DELETED 6/28/20!!!!


2020 GOAL: 650 across the board

C1 QS1.....$1250 | C1 GM BUYPOWER.....$750 | MERRICK BANK.....$550 | MISSION LANE.....$500 | DISCOVER IT SECURED.....$200 | FINGERHUT.....$800 | VICTORIA'S SECRET.....$100 | C1 SAKS FIRST.....$500
Message 4 of 6
GoNavy
Frequent Contributor

Re: Progress Made

Six accounts settled for deletion....well done, congratulations! 🎈🎈🎈

Message 5 of 6
beutiful5678
Frequent Contributor

Re: Progress Made

Congrats on the success so far!

 

Unfortunately, I don't have experience with either of those CAs so I can't help you there.



EX 8: Feb 2021 - 659 | EQ 8: Feb 2021 - 656 | TU 8: Feb 2021 - 665
EX 2: Feb 2021 - 678 | EQ 5: Feb 2021 - 657 | TU 4: Feb 2021 - 683
Message 6 of 6
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