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Progressive Insurance question

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Progressive Insurance question

I have a bill for Progressive Insurance that is only showing up as a collection at this point but not reporting from the OC.  If I offer PFD to CA can OC still report it?


Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Current Score: TU FICO 684, EQ FICO 662, EX FICO 664
Goal Score: 700+


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Message 1 of 6
5 REPLIES 5
Regular Contributor

Re: Progressive Insurance question


@tld1104 wrote:

I have a bill for Progressive Insurance that is only showing up as a collection at this point but not reporting from the OC.  If I offer PFD to CA can OC still report it?


If the OC sold the debt and they are not reporting, then they have no legal right to report...At least that's what I think.


Starting 5/2018

Current 3/2019
Message 2 of 6
New Contributor

Re: Progressive Insurance question

Is it CCS? Make sure you get them to agree to delete it because depending on who you talk to there, they will refuse to delete it.
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TU: 708 – 4/1/2019
EQ: 712 – 4/1/2019



FICO9 Scores:
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TU: 710 – 4/1/2019
EQ: 729 – 4/1/2019


Message 3 of 6
Contributor

Re: Progressive Insurance question

Caine and Weiner have it...I've never dealt with them before. 


Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Current Score: TU FICO 684, EQ FICO 662, EX FICO 664
Goal Score: 700+


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Message 4 of 6
New Visitor

Re: Progressive Insurance question

I had a Progressive collection with Caine, i asked if i paid it off will they delete off my credit report, and they did.

Message 5 of 6
Highlighted
Moderator

Re: Progressive Insurance question


@tld1104 wrote:

I have a bill for Progressive Insurance that is only showing up as a collection at this point but not reporting from the OC.  If I offer PFD to CA can OC still report it?


An OC TL is different from a collectors TL and both can report at the same time. OC could chose to report but it is unlikely if they have not already done so.

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