Has anybody had any luck with Prosper? I wrote them a letter asking for PFD, and they gave me a phone number to call... and they transferred me to their Collection Agency, IC Systems. Woman on the phone there said that they do not report to the credit agencies, only Prosper does. But Prosper won't talk to me... Also, the woman on the phone said that because she read me something and I kept talking to her, that I acknowledged the debt, even though I said several times that I didn't. Is that legal?
Sorry for all the questions, I'm new at all this!
Unless you acknowledged the debt is yours and agreed to a payment plan.
If you did none of the above, don't lose sleep over it.