Thanks for the reply, I did a search online and found the actual court document. It is indeed a judgment on the deal I made with the collection agency. Further research tells me that I did re-set the statute of limitations when I made the deal so the judgement is legit. Too bad I didn't do research on the statute of limitations before I started making payments or this all would be gone a couple of months from now.So is there anything I can do on a legit judgement? Should I pay it off, and if I do will that make a difference? Is there any way to get it off my report once it's paid? Can these be disputed?Sorry for all the questions but I'm moving back to the States in less than a year and by then I should have no negatives on my report (all of the old things that have been dragging me down are scheduled to fall off my reports late this year) except this very new judgement. Looks bad!!Thanks.