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Purged bank records

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Regular Contributor

Purged bank records

Hello all
 
 
I have a TL that was listed twice on my EXP report, i asked them to remove but all they did was dv'd
 
earlier this month the bank purged the account and deleted from the CRA but EXP only deleted one of
 
TL, how can i go about to remove it, by the way they left the one that was dv'd, so i cannot disputed
 
 
 
 
Message 1 of 7
6 REPLIES 6
Valued Contributor

Re: Purged bank records

Unfortunately...you have to treat EX like 2 years olds...regarding duplicate entries...send them a dispute letter...with a copy of their deletion letter...the investigation results...HIGHLIGHTED...then send them a copy of the report...with both account showing...with the duplicate HIGHLIGHTED...
Message 2 of 7
Regular Contributor

Re: Purged bank records

Unfortuntly the jsut purged and removed they didnt send me no letter ,
 
I called bank and they just removed from there system, stated account does not exsist
 
asked them to write a letter, but they said they can not
 
lol dont know what to do
 
can i ask EXP to DV and MOV again?
 
Message 3 of 7
New Contributor

Re: Purged bank records



@ohboy wrote:
Unfortuntly the jsut purged and removed they didnt send me no letter ,
I called bank and they just removed from there system, stated account does not exsist
asked them to write a letter, but they said they can not
lol dont know what to do
can i ask EXP to DV and MOV again?



Pay 100 bucks to an attorney and have him write the letter. They will take it seriously then. I think I have paid about $4000.00 just to get 800.00 in collections resolved before I realized a simple letter from the attorney usually gets them to take you seriously.
*I used to dread being a member of the 700 Club because I thought it came included with a Pat Robertson blow up doll... the very thought scared me into bad credit.*
Message 4 of 7
Regular Contributor

Re: Purged bank records

OUCH
 
Do you have an attorny?
 
Message 5 of 7
New Contributor

Re: Purged bank records

Yeah. I actually have a full time attorney that I pay a hefty retainer to every month, so it's either use it or lose it for me ;-)
*I used to dread being a member of the 700 Club because I thought it came included with a Pat Robertson blow up doll... the very thought scared me into bad credit.*
Message 6 of 7
Regular Contributor

Re: Purged bank records

I called EXP and spoke with a rep, have too say she was nice
 
I explained the to her about this account that it was listed double on my report
 
the bank had purged from there records so only one was erased from my CR
 
the other that was DV'd last year was still there, and i can not do anything through the internet
 
she told she will see what she can do, she was nice
 
within 2 weeks I recieve a letter from EXP stating that it was deleted
 
she did it
 
 
 
 
Message 7 of 7
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