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@eric19k wrote:
Ok. So I have been successful with 5 tradelines being deleted. Now I have 1 repo, 2 charge offs 1 collection left.
Positive: 2 CC, Fingerhut fresh start(which I'm waiting to report to CB).
So my question is if I leave negative tradelines which are 4 years old and just be making on time payments and keep UTI around 15% will that make me qualify for prime CC with like 2-5k limits?
I know it is lame question
Maybe maybe not, they would come with high interest rates if they were to approve. For apping util needs to be below 10% IMO.