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QUESTION!

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eric19k
Established Contributor

QUESTION!

Ok. So I have been successful with 5 tradelines being deleted. Now I have 1 repo, 2 charge offs 1 collection left.
Positive: 2 CC, Fingerhut fresh start(which I'm waiting to report to CB).
So my question is if I leave negative tradelines which are 4 years old and just be making on time payments and keep UTI around 15% will that make me qualify for prime CC with like 2-5k limits?
I know it is lame question
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: QUESTION!


@eric19k wrote:
Ok. So I have been successful with 5 tradelines being deleted. Now I have 1 repo, 2 charge offs 1 collection left.
Positive: 2 CC, Fingerhut fresh start(which I'm waiting to report to CB).
So my question is if I leave negative tradelines which are 4 years old and just be making on time payments and keep UTI around 15% will that make me qualify for prime CC with like 2-5k limits?
I know it is lame question

Maybe maybe not, they would come with high interest rates if they were to approve. For apping util needs to be below 10% IMO.

Message 2 of 2
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