I am supposed to be in the garden, but after 3 months of really responsible use of my CapOne card and reading about CLI's and the LUV button, I just had-to-push-the-button. The question 'monthly credit card expenditure' caught me by surprise. They increased me for the exact amount that would cover my reported monthly credit expeditures. I low-balled and sort of guessed. If I had input a higher and probably more accurate number, would my increase have been more? I assumed they were making an income to expense calculation? Tiny increase, but considering where I started, any CLI is a good sign. What are they looking for in that number?
you can ask for a CLI every day, you just cant get one more than every 6 months.
if your credit score goes up more than 50 points, check for new prequal from Cap One to get a better limit than your old card will ever reach.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!5% Rotating - Discover 5%-20% - Amazon & Lowes 3-6% Groceries - NFCU & Amex Preferred