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Question on No Contact information

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Regular Contributor

Question on No Contact information

How do you go about doing a DV letter from your credit report when the credit report has no contact information?
 
I'm stuck!
Your Latest FICO® Scores
TransUnion 704 Date: 5/11/11
Equifax 666 Date: 5/11/11

Message 1 of 7
6 REPLIES 6
Frequent Contributor

Re: Question on No Contact information

What are you trying to DV?  The CRA, OC, or CA?
Message 2 of 7
Regular Contributor

Re: Question on No Contact information

The CA.  I have one for a bounced check, so it says.  I want to see the check, because I haven't bounced anything in 10+ years?
 
This one I'm trying to figure out - I have one from Direct TV that my lovely EX wanted but didn't pay.  I put under my name because he couldn't.  Yep I got stuck with it.  And Equifax is stating the the collection agency is 401yc18884 - who the heck is that?
Your Latest FICO® Scores
TransUnion 704 Date: 5/11/11
Equifax 666 Date: 5/11/11

Message 3 of 7
Frequent Contributor

Re: Question on No Contact information


@mberry117 wrote:
The CA.  I have one for a bounced check, so it says.  I want to see the check, because I haven't bounced anything in 10+ years?
 
This one I'm trying to figure out - I have one from Direct TV that my lovely EX wanted but didn't pay.  I put under my name because he couldn't.  Yep I got stuck with it.  And Equifax is stating the the collection agency is 401yc18884 - who the heck is that?





It would appear you are getting your report from myfico.com or a 3rd party service you will have to get them from the individual CRA's to get the the right account information and contact info. One rule of thumb I learned is get your reports directly from the CRA it is more accurate and get your scores from here.
Message 4 of 7
Frequent Contributor

Re: Question on No Contact information

You need to DV the CRA cmrrr.  I think you can write seperate letters and include them in the same envelope if both accounts are reporting to the same CRA's.  If I'm wrong, please somebody correct me.
Message 5 of 7
Moderator Emeritus

Re: Question on No Contact information



@cw81 wrote:

@mberry117 wrote:
The CA.  I have one for a bounced check, so it says.  I want to see the check, because I haven't bounced anything in 10+ years?
 
This one I'm trying to figure out - I have one from Direct TV that my lovely EX wanted but didn't pay.  I put under my name because he couldn't.  Yep I got stuck with it.  And Equifax is stating the the collection agency is 401yc18884 - who the heck is that?


It would appear you are getting your report from myfico.com or a 3rd party service you will have to get them from the individual CRA's to get the the right account information and contact info. One rule of thumb I learned is get your reports directly from the CRA it is more accurate and get your scores from here.

Ditto. Often it is masked due to medical privacy but I had some non-medical CAs report the same way
Message 6 of 7
Regular Contributor

Re: Question on No Contact information

Gottcha!  Thanks guys!
Your Latest FICO® Scores
TransUnion 704 Date: 5/11/11
Equifax 666 Date: 5/11/11

Message 7 of 7
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