Hi all!
I'm wondering if one of you experts can guide me on where to start.. I just purchased ScoreWatch and my score is 508..
My report only shows 4 collections and nothing else. I just got a car loan two weeks ago, how long will that take to report/show? Will it help or hurt my score?
Also, Capital One is on here but they closed my card without me askng them too before I even had a chance to use it. They are reporting a $500 balance and 120+ days past due 6 months ago but recently it says OK? If they are not reporting correctly, how do i fix it?
Lastly, does anyone have an email address for Midland Credit Managment? I don't know what this collection is for.
Where can I start to try and build SOMETHING better out of this mess?
