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I have a collection reported in 2008 so due to fall off in June 2015. The issue is it is with Midland and they are reporting every month. I disputed online with all 3 CRA's, Midland sent me the info needed to validate the debt. TransUnion removed the debt for some reason unknown to me however on my Equifax report, it shows as "reviewed 55 mos" and it is not reported under the Collections section. How should I handle? The amount is $399.
Hello.
I wouldn't pay the bill because it's due to fall off your credit report next year. If you pay it now, it will remain on your credit report for another 7 years. Good luck!!