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My TU report shows a cc entry for First Card opened in 1996, closed in Jan 1999, and last activity Aug. 1999. I honestly don't recall whether I paid this off as it is not showing charge off, but shows "paid or paying as agreed." It also shows a balance of $553 ,but CL at the time was $500, so that is not helping. Shouldn't this have come off my report already? And should I dispute this with CRA (as far as time period and the 7yr. thing?).
Thanks for any help.
mel1104 wrote:
I posted this question on the General Credit Issues, but I believe I should've posted here:My TU report shows a cc entry for First Card opened in 1996, closed in Jan 1999, and last activity Aug. 1999. I honestly don't recall whether I paid this off as it is not showing charge off, but shows "paid or paying as agreed." It also shows a balance of $553 ,but CL at the time was $500, so that is not helping. Shouldn't this have come off my report already? And should I dispute this with CRA (as far as time period and the 7yr. thing?).
Thanks for any help.