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Maro99 wrote:Thanks for the quick replys! I am going to go to the OC and try to get them to have the CA remove it from my credit. I am also going to get something saying that it has been paid in case they dont remove it I can try and dispute it. If those dont work I will try a GW, my question is who would I send the GW letter to, the CA or OC. The CA told me that they didnt actually buy the debt from the OC and were just contracted by them to try to get the money back for the OC. So I am a little confused as to who the GW should be sent to.Thanks again for your help and quick replys.