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Hello and thanks for reading my question.
I am an authorized user for my spouse's Cap1 credit card. As i'm in the rebuilding mode I have read that lates play a big role in your score. The card is reporting lates from Aug '16 to Nov '16 as 30-60-60-90 and also same months but in 2015 as 30-60-90.
Im wondering if removing me from her account would just delete this on my report all together thus not having those lates anymore?
Thank you and every bit of information helps.