I received a letter from RGS Financial in response to a PFD. Does this mean I pursue resolving this with Cox Cable now?? RGS Financial should disappear from my credit report, right? How long does that usually take?
TO WHOM IT MAY CONCERN:
THIS LETTER WILL SERVE AS VALIDATION THAT THE ABOVE REFERENCED ACCOUNT HAS BEEN CLOSED AND RETURNED TO COX COMMUNICATIONS II. XXXXXXX HAS BEEN RELEASED FROM ANY FURTHER OBLIGATION TO RGS FINANCIAL REGARDING THE ABOVE REFERENCED ACCOUNT.
IF THIS ACCOUNT HAS BEEN NEGATIVELY REPORTED TO ANY OF THE CREDIT REPORTING AGENCIES BY RGS FINANCIAL, INC., A REQUEST WILL BE MADE TO REMOVE THE ACCOUNT FROM THE CREDIT REPORT.
IF WE CAN BE OF FURTHER ASSISTANCE, PLEASE FEEL FREE TO CONTACT US AT OUR OFFICE DURING NORMAL BUSINESS HOURS AT TOLL FREE 1-866-941-8600.
REGARDS, COLLECTIONS MANAGER
Starting Score: 515 (EX) 7/19/13
It could take up to 90 days, but usually within 30 it should be gone. Is there still a debt? If so, I would contact Cox Cable now and see if you can pay it so it doesn't show up with another CA.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
It is still a debt. I'll call tomorrow to arrange a payment plan, if possible. Thanks for the feedback!
I was just curious.
I look up all three credit reports last night and saw that Franklin Collections shows up on my TU and EQ. EX had RGS which should disappear.
It seems a lot of people had success with Franklin on this board so I'm going to go ahead and try to PFD with a settlement offer. Wish me luck!