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My first decent card was Capital One's QuickSilver while I was 630ish.
Disclaimer: I had the QuickSilverOne and upgraded to the QuickSilver without a hardpull. I just called the CSR and asked.
Thanks
Mine was also a Capital One Quicksilver through a mail offer. My FICO at the time was about 625. The CL was $300.00 and I was scared to use the card for the first couple of weeks.
I started rebuilding around November 2015 and started with Capital One $300 limit cards and added a bunch of low limit shopping cart trick cards around May/June of 2016. I babied those cards, asking for cli's and combining Capital One limits while my scores hovered around 630. My most exciting approval, so far, was when I applied for the USAA Amex Cash Plus card on the 4th of July, 2017. I think I had had one too many glasses of wine and had forgot my scores were only around 630. Much to my surprise, I was approved for a $5000 starting line. I just knew the website was broke and in an effort to get the card in my hands before they realized the malfunction I requested the card be express shipped to me. Two days later my new card arrived via Fedex. Awesome feeling activating it and finding that it actually worked!! I look forward to the day when a $5000 approval won't be such a shock!!
10/17 - Very start of my rebuild. Approved for Cap1 Platinum (chose instead of QS1 so I could PC easier) - $1000 limit. At the time, EQ 597, EX 619, TU 583. I had an existing relationship with Cap1 though (current auto loan). Also Victoria Secret $500 through SCT.
01/18 - Amex Delta Gold $1k and Amex PRG. TU 597, EQ 603, EX 626. Also PCd the Cap1 from 10/15 Plat > QS and added $100 SL increase.
@radfam You were able to get some love while your scores were still low. I imagine that auto loan and I'm assuming very few late payments or other negative strikes were the key.
The first card I got was a Capital One Platinum. It is now Quicksilver. I was probably mid 500s back then, 2013-14. I had been no credit (cash only) for about 10 years, only student loans showing up.
First ones i got when i started my rebuild (4/17) was a discover and cap 1 secured, same day. about 2-3 weeks later i got an NFCU cashrewards 1k unsecured.
Scores in Sig...