Hello Community,
So I’m rebuilding again and wanting to get some advice on how best to proceed. So I have two bankruptcies, 1 should fall on Mar 2020 and the most recent one May 2019 (discharge Sept 2019).
Recently was approved for a Merrick Bank, $550 CL with an automatic increase of $550 in 7 months, plan is to PIF each month.
When I initially saw my credit scores first week of Nov I had TU 584, EX 573.
Yesterday I pull EQ and it was 678 and it seems the Merrick card is now reporting.
Refreshed TU today and it’s at 657. Feeling pretty excited 😊.
Should I try and get a secured CC or wait for preapproval offers to come in?