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Rebuilding credit

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Lynnj
New Member

Rebuilding credit

I am trying rebuild my credit. Diversified just put a collection account on my file even though I wrote them and told them the bill was already paid twice to Verizon. Now I have this collection account on my file which dropped by score. What would you advise that I do?  Pay it or leave it alone.  Right now its the newest negative.  All others are dropping off 2014/2015.

Message 1 of 6
5 REPLIES 5
-Wade-
Valued Contributor

Re: Rebuilding credit


@Lynnj wrote:

I am trying rebuild my credit. Diversified just put a collection account on my file even though I wrote them and told them the bill was already paid twice to Verizon. Now I have this collection account on my file which dropped by score. What would you advise that I do?  Pay it or leave it alone.  Right now its the newest negative.  All others are dropping off 2014/2015.


I would try pay in full for Deletion.

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Message 2 of 6
destine2grow
Frequent Contributor

Re: Rebuilding credit

I would dispute it with the CRA and provide proof of payment. Good luck!

Message 3 of 6
SusieQ
Regular Contributor

Re: Rebuilding credit

send them proof of payment and request deletion.  Good luck.

 

Message 4 of 6
dashpt
Frequent Contributor

Re: Rebuilding credit

If you already paid it to Verizon you need to send them your receipt and also i would get intouch with Verizon to pull that collections because if they received payment they should not still have you in collections for the same debt.

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Message 5 of 6
Anonymous
Not applicable

Re: Rebuilding credit

Hello.

 

If you have proof of payment then I would submit it to the collection agency along with the other 2 letters you previously sent them. Good luck!!!

Message 6 of 6
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