I filed for Chapter 7 in May, discharged/closed on 08/15/18
I have applied for two secured cards, both accepted, Elan (300) and Merrick (300). For some reason my existing Kohl's card (300) survived the BK.
So I now have three cards and my auto loan (10k+) was reaffirmed during the BK.
My current FICO8 scores as of today from myfico dashboard: Experian: 641 | Equifax: 681 | TransUnion: 648
Is there anything else I can do to improve my situation?
You got what it takes to start building. Right now time is on your side. In 6 months go for a unsecured card depending on who got burned. Maybe Cap1 or Discover. The seeds are planted time to let them grow. No app sprees. Slow and steady wins the race. GL!
Thank you both. I ended up pretty much burning everyone, CaptialOne, Chase, Discover and Citi! It's good to know I'm heading the right direction, thanks.