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Rebuilding my Credit

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Rebuilding my Credit

I just finished paying off all my CC last month. They were closed by the creditors. Any suggestions on how can I rebuild my credit? I was able to get my Equifax Fico from 498 to 579. I've been noticing I've been getting a lot of pre-approved cc applications so I'm not sure if I should be taking them up on their offers as I want to increase my score.
EQ FICO:

579 (7/20/08)
560 (07/15/08)
535 (7/10/08)
498 (7/04/08)
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Re: Rebuilding my Credit



flipgalrn wrote:
I just finished paying off all my CC last month. They were closed by the creditors. Any suggestions on how can I rebuild my credit? I was able to get my Equifax Fico from 498 to 579. I've been noticing I've been getting a lot of pre-approved cc applications so I'm not sure if I should be taking them up on their offers as I want to increase my score.


Are those CC showing charge off/collection? Showing lates? Being reported by the OC or CA?
 
Do you have any open CC or other TL?
 
Do you have any other baddies? If so, what?
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