Rebuilding process thread?

[designated_knitter]

I remember seeing a long detailed post from someone that was basically a step by step process for rebuilding but can't find it listed in the helpful threads sticky.

it was something like step one: pay every active trade lines first and on time.

step 2: tackle charge-offs

step 3:  pay collections...

am I imagining such a post?

im trying to figure out how to move forward to maximize my scores as quickly as possible.

i have

• high utilization
• charge offs not reported to collections 
• collections 

any help or pointers to that thread would be greatly appreciated.

thanks in advance.

[AllZero]

ABCD2199's Eleven Rules to Credit Rebuilding 

[AllZero]

Also check poster's signature for other helpful threads.

[designated_knitter]

That's IT!

Thank you!!!  That really should be stickied!

Cheers!

[AllZero]

I agree. Those threads are very informative.