This is my first post so forgive me in advance 
I started with Navy Fed January 2023 and opened a checking and savings account and set majority of my paycheck to direct deposit to Navy Fed. My Fico's were under 600. Started a pledge loan April 1st for $1000 set for 6 month; paid 80% of it off April 5th.
Received an email offer April 18th for the cashRewards card. I wasn't expecting a SL over $1000 and was going to be content with even a $500 SL for my first credit card with NF. Also, considering the highest CL on any of my cards at this time was $1.1k, I just really wanted to get an unsecured card with NF.
So I applied...and got instantly approved with $11k SL!
I literally fell out of my chair when I saw this LOL.
This month I set up a Special EasyStart certificate and a SaveFirst certificate in hopes to help along my internal credit score with NF.
Marked my calendar for 95/3 when I'll be able to request for the initial CLI-but not before applying for a second card like everyone says 
DCU is where the rest of my direct deposit goes, waiting on my offer buttons to flip yellow
Waiting on my Fico's and reports to update with my new CC and balances of my other cards since I did BTs onto the new NF CC. Which will bring my overall utilization down considerably and the NF CC still until 9% after BTs.
Shout out to this community! I learn so much on here on a daily basis. Thank you all for all you do!
Great progress on your rebuild. Navy is awesome and they were instrumental in my rebuild. Congrats on your Navy success !
NFCU Visa 35k | NFCU Platinum 35k | Cap1 QS 13K | Cap1 QS 11.5K | Barclay MC 15k | Delta Gold Amex 34K | Discover IT 16K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 6.5k |
@Creditwiser wrote:Great progress on your rebuild. Navy is awesome and they were instrumental in my rebuild. Congrats on your Navy success !
Thank you! Navy for the win!
@samCreditRising wrote:
@Creditwiser wrote:Great progress on your rebuild. Navy is awesome and they were instrumental in my rebuild. Congrats on your Navy success !
Thank you! Navy for the win!
No doubt. I can't say enough about how they treated me during a very low point in my life. I was 4 months post DC and recieved a 30k car loan @ 2.9 %. And while my SL for my Visa Rwds was low, it grew very fast and having any non-secured CC post DC was huge win!
You're in a good place and it should only get better for you. Congrats again !
@Creditwiser wrote:
@samCreditRising wrote:
@Creditwiser wrote:Great progress on your rebuild. Navy is awesome and they were instrumental in my rebuild. Congrats on your Navy success !
Thank you! Navy for the win!
No doubt. I can't say enough about how they treated me during a very low point in my life. I was 4 months post DC and recieved a 30k car loan @ 2.9 %. And while my SL for my Visa Rwds was low, it grew very fast and having any non-secured CC post DC was huge win!
You're in a good place and it should only get better for you. Congrats again !
Wow at just 4 months post DC! They really are the bees knees. Congrats to you being in better places than before! I'm on my way with NF
At NFCU "Our members are the mission"
Congratulations! I just opened chk/sav with them as well. After reading this I am even more pleased to be a member. Go NFCU! Wow, that's a great Kickstart.
Congrats on the rebuilding success and approval ! NFCU is one of the best for generous limits and CLIs !!