If you are not sure of the accuracy of the debt, file disputes for the collection with each credit bureau. I did this for a medical collection, and it was deleted from 2 of the 3 bureaus within a week. Still waiting on Equifax though.
Posted this in the wrong place before, now placing here.
It look like JCS may have sent my account to Commonwealth Financial Systems Inc.
The letter states:
Please be advised that your account has been placed with Commonwealth Financial Systems by Jefferson Capital Systems LLC, the purchaser of of the above referenced account.
We are offering a 50% discount to resolve this account for less than the full amount due.
The legal time limit (statue of limitations) for suing to collect this debt has expired.
When I try to check the site and the so caled account this what I get.
This site can’t be reached
The webpage at https://www.cfsi-arm.com/ might be temporarily down or it may have moved permanently to a new web address.
Anyone know about this collection agency, are they legit?
They are a legit collector out of PA. I got right to their home page when I clicked on your link.. Might be a prob on your end as I can never connect to doctor of credit from my house but can from a family members home down the street with the same ISP... Go figure....