Rebulding Credit Should I take a secured Card Offer

[Anonymous]

I dont know how to find the pre qualify app

[Anonymous]

---

@Anonymous wrote:

I have a classic platinum with them already should I try for the quicksilver also?

---

Absolutely, apply for the Quicksilver One. Easier to qualify for. In six months call to get your cards upgraded.

[Anonymous]

you all are awesome? you were absolutely correct about the quicksilver they approved me for $500.00 Thank you!

[Anonymous]

I would pass on the USAA secured card.  There are others that don't require you to lock up your money for two years and will unsecure after 9-12 months if you manage them and your other cards responsibly.  As far as those Cap 1 cards go, charge them up and pay them off, over and over again each month.  If you do that you'll get nice CLIs through the Credit Steps program.

[CYBERSAM]

Awesome, congrats! Give it few months and you'll get nice CLI

[Anonymous]

Nohting wrong with a CD except low interest!  Try Cap One Quicksilver.  They may give you a card with a low limit and graduate from there.  It's easier to get a regular card and just go up from there than to have to get another & close the old one.