I have a question, I have some old baddies that are on my credit report that are failing to drop off. I have bad luck in the past with trying to dispute certain accounts sometimes resulting in new baddies showing up on my credit report. At this point now I have baddies that are over 7 yrs old but continue to report! any suggestions on how i get them removed?
I have worked to hard to get my fico score from 479 2yrs ago up to 696(lender pull). I really want to break the 700 mark.
Thanks for all your help and ny suggetions!
+1 Some people forget the +180 days part.